Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums.

TD offers online support and resources of interest to newcomers on topics such as banking basics, moving to Canada, credit ...

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...