While the option can add convenience at possibly no direct cost to consumers, financial experts warn it’s far from risk-free ...

The credit score company FICO announced a significant change this week, revealing a new model that will incorporate "Buy Now, ...

Spreads in corners of the US personal loan ABS market, including buy-now, pay-later, are bucking a trend of recent tightening ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

The average credit card debt per borrower has climbed to £2,920 – according to the Consumer Credit Report 2025 from TransUnion, a global information and insights company. With two-thirds (67%) of ...

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

Recently, many retailers have turned to "Buy Now, Pay Later," which allows consumers to purchase products and receive them ...

Most BNPL users (52%) say their credit score hasn't been affected by using the service, and those who saw a change in their credit score report it was more positive (17%) than negative (11%).

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

FICO unveiled new scoring models that consider BNPL plans.

The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit ...