Explore the benefits of using annuities within traditional and Roth IRAs to generate guaranteed lifetime income. Learn about ...

With Over 11,000 Americans Turning 65 Every Day, ARS’s Technology Addresses Growing Need for Security of Lifetime Income, Delivered Directly into ...

ICICI Prudential Life Insurance launches ICICI Pru GIFT Select, offering guaranteed immediate income and inflation-adjusted ...

Some guaranteed income products offer the opportunity for increasing income throughout retirement. This means that the products can help mitigate the risk of inflation and increasing cost of living.

By combining probability-based, or market-based, strategies with guaranteed income products, a retiree can enjoy the benefits of certainty as well as long-term growth potential. It’s this ...

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

When you compare annuity products and PPF on risk and returns, PPF is the clear winner. It carries practically no risk as it's backed by the government. Annuities, on the other hand, carry a higher ...

Annuities are retirement savings insurance products that offer guaranteed income, appealing to risk-averse retirees. They offer tax-deferred growth, allowing earnings to accumulate without ...

A 2021 survey by financial services provider TIAA found that among American workers who have guaranteed lifetime income through an annuity, 83% believe they’ll be financially secure in retirement.

Creating a new asset class could help more Americans access the guaranteed lifetime income options to help avert a mass retirement crisis.

Just 37.5 per cent of workers were covered by a registered pension plan in 2022, according to Statistics Canada data released in 2024, part of a 20-year decrease in workplace pension coverage.

In this report, we examine the arguments for a shift towards retirement investing in annuity products offering guaranteed income beginning at or after retirement age – and the barriers to that goal.